The Lauderdale
County Bank

Lauderdale County Bank
Consumer Privacy Policy

Protecting Your Privacy

Protecting your privacy, along with your financial assets, is very important to us at The Lauderdale County Bank, in fact, that is one of the core principals of our business. We appreciate your choice to do business with us, and recognize our obligation to keep the information you provide to us secure and confidential. Rest assured of our commitment to protect your financial information and continue under the principles and online guidelines described below.

Our employees only access information about you when needed to maintain your accounts or otherwise meet your needs. We may also access information about you when considering a request from you for additional services or when exercising our rights under any existing agreement with you. Lauderdale County Bank employees are trained to understand the importance of customer confidentiality and privacy. Appropriate disciplinary measures are in place to enforce employee privacy responsibilities, and security standards and procedures are in place to guard against unauthorized access to customer information.

Maintenance of Accurate Information

We strive in every way to make certain your information retained here is accurate and up to date. Should at any time you find that our records are incomplete, inaccurate or not current, please telephone (731)836-5000, E-Mail us via our Web Site at www.lauderdalecountybank.com or write us at P. O. Box 217, Halls, TN, and we will correct the information as soon as possible.

Sharing of Information

Lauderdale County Bank does not share information derived from our customers with any third parties, other than account and credit reference inquiries authorized by our customers, consumer reporting agencies or when disclosure is required by law, such as pursuant to court order, subpoena, legal process or government agency examination or investigation, or to protect or enforce our rights. If you believe some of the information we have shared or may share is in error, please let us know by writing to Lauderdale County Bank, P. O. Box 217, Halls, TN 38040.

Security when using TeleWeb and TelePC

When you E-Mail us via our Web Site at www.lauderdalecountybank.com, information you disclose is only used to respond to your inquiry.

TeleWeb, Lauderdale County Bank's Internet Access, and TelePC, Lauderdale County Bank's Personal Computer Banking software, utilize the latest computer and security technology to ensure that all customer account information remains secure and accurate. You, as our customer, are only allowed to access account information on TeleWeb or TelePC after you have signed our Lauderdale County Bank Internet and PC Banking Disclosure and Authorization. Once you have been enabled on our system, a valid login consisting of a customer number and PIN (Personal Identification Number) will be required for access. As a password protection feature, if three simultaneous invalid PIN entries occur, access will be disabled to prevent unauthorized access by a third party. Once disabled, only bank personnel may re-enable access.

All communication between the customer and TeleWeb and TelePC are conducted using the Secure Socket Layer (SSL) protocol. SSL provides data encryption, server authentication, and message integrity for the entire banking session. This assures that no one will be able to eavesdrop on the session and that the information received will be accurate. All account information and data transferred using TeleWeb or TelePC is encrypted. TelePC utilizes the Blowfish Encryption Algorithm to encrypt all communications.

Network Security is protected by a Firewall, Screening Router, Proxy Server, Web Server and Database Server. Any suspicious activity will result in access being denied and is logged for later review, which significantly reduces the possibility of unauthorized access.

Conclusion

Again, thank you for choosing Lauderdale County Bank. We work hard to offer you the very latest in technology and the very best in personal, confidential, customer service. Lauderdale County Bank is ready for 21st Century Banking today!

The Lauderdale County Bank