PRIVACY STATEMENT

 

Bank of Tipton (Branch of Bank of Ripley) Web Site Privacy Statement

Protecting your privacy is very important to the Bank of Tipton and our team members. We appreciate your doing business with us and visiting our web site. We want you to understand how we collect and use the information submitted to us. At Bank of Tipton, team members are trained to understand the importance of customer confidentiality and privacy.

 

Collection of Information

The Bank of Tipton may collect nonpublic personal information about you from a variety of sources. Our team members use the information about you when needed to maintain your accounts or otherwise meet your needs.

We collect nonpublic personal information about you from the following sources:

 

        Information we receive from you on applications or other forms;

        Information about your transactions with us;

        Information about your transactions with other parties such as information on checks that we clear

        Information about from a consumer-reporting agency; and

        Information we obtain through our web site.

 

Your Information and Our Affiliates

The Bank of Tipton may disclose information about you to our affiliates. Here are the kinds of information and the source of that information:

Transaction and experience information from our account records:

        Name

        Address

        Account balances

        Types of accounts

 

Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.

 

Types of Affiliates

We may disclose information about you to the following types of affiliates:

        Financial service providers, such as:

        Insurance/Investment companies

 

 

 

 

Your Information and Other Parties

We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

 

Information about Former Customers

We do not disclose information about former customers, except as permitted by law.

 

Authorized Sharing Joint Marketing

We may disclose the following information to other financial institutions with which we have joint marketing agreements:

Information you give us on an application or other form, such as:

Name

Address

We may disclose the information listed above to other financial institutions with which we have joint marketing agreements. You do not have a right to opt out of the disclosure of the information.

 

Types of Businesses

We may disclose information pursuant to joint marketing agreements to the following types of businesses:

Financial service providers, such as:

Marketing agents for insurance

 

Web Site Security

The Bank of Tipton is committed to the security of the information that is either available from you or collected from this web site or any other source. We restrict access to information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

 

Links to Other Sites

The Bank of Tipton web site has links to other web sites. These include links to web sites operated by other private businesses, nonprofit organizations, and government agencies. The Bank of Tipton is not responsible for the content or privacy practices of these sites nor do we provide non-public personal information about our customers to them. We suggest that you review their privacy statements.

 

Contact Information

The Bank of Tipton welcomes comments regarding this privacy statement. Contact us via web site www.BankOfTipton.com; Bank of Tipton, 1775 Highway 51 South, Covington, Tennessee 38038019; or (901) 476-6566. (5/02)